Cottages & Homes in Lake of Bays, Muskoka for Sale

Algonquin Highlands, Ontario

This is the kind of cottage where memories are made! Welcome to your completely private retreat on beautiful Otter Lake, featuring 190 feet of waterfront, three bedrooms, and a truly special setting. Step inside and you're immediately greeted by a stunning wood-burning fireplace, rustic hardwood floors, and a warm, open-concept kitchen, dining, and living area framed by a one-of-a-kind island view. Just off the main cottage is a large screened-in porch that's destined to become a favorite gathering place-late-night board games, drinks with friends, or an early morning coffee overlooking the lake. Down at the water's edge, you'll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s'mores in cottage country. Best of all, this cottage is being offered turnkey, including indoor and outdoor furnishings, dishes, pots and pans, TV, BBQ, boat, and more. Simply arrive, unpack, and start enjoying cottage life. Recent updates provide added peace of mind, including a new septic pump (2024), new septic alarm system and full pump-out (2026), new water pump (2026), roof ice breakers, and Smart Panels on the exterior of the fireplace. The cottage is also equipped with a 100-amp electrical panel and GenerLink for generator readiness. Approximately 30 minutes from both Minden and Huntsville and less than three hours from the GTA, this one-of-a-kind property offers the perfect escape from city life. Access is currently seasonal, with the potential to plow the road for future four-season enjoyment. Opportunities like this don't come along often. This is more than a cottage-it's a place for long summer days, evenings around the fire, time spent together, and meaningful memories that will last for generations. (id:57975)

Algonquin Highlands, Ontario

If your ideal cottage combines great waterfront and proximity to restaurants , coffee shops and other amenities, this property might be perfect for you. The location on Lake of Bays near the Village of Dorset makes it ideal as a year round home or four season recreational property. You can walk to Dorset within minutes for a cappucino or browse Robinson's General Store, enjoy dinner on the water or visit the LCBO- all by boat if you like! ATV and snowmobile trails are right around the corner. The in-town pharmacy and health hub are appealing to seniors and families alike. And of course you have all the recreational opportunities that Lake of Bays has to offer. The lot is gently sloped to the lake. There is 129 feet of sandy shoreline that's perfect for swimmers of all ages. The southeast exposure ensures sun from early in the morning till late in the day. You can keep an eye on the kids from either the dock or the deck overlooking the lake. The cottage is a solid structure with 1648 square feet of finished living space. The skill of the stonemason who originally built the cottage is reflected in both the beautiful stone exterior and the two stone fireplaces. There are 2 bedrooms and a full bath on the main floor while the lower level features a spacious guest suite, full bathroom and family room. It is fully winterized and ready for you to enjoy. (id:57975)

Lake Of Bays, Ontario

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan) (id:57975)

Lake Of Bays, Ontario

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own. (id:57975)

Lake Of Bays, Ontario

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own. (id:57975)

Algonquin Highlands, Ontario

Very inviting family friendly 3 bedroom cottage with a current septic and home inspection available. Situated on picturesque Loon Bay on Kawagama Lake. A good portion of the bay is Crown land, as is the property to the rear of the cottage. ATV and snowmobile trails are nearby. Loon Bay is a hidden gem that's large enough for tubing or water skiing but is protected from rough water. The cottage has had many upgrades and improvements. The main floor features a spacious open concept dining/kitchen area leading to a sunken living room complete with fireplace. Several sets of sliding doors open onto a generous lakeside deck. There is one bedroom and a full bath on this level plus laundry facilities. The upper level houses an additional bedroom plus the primary bedroom. The primary bedroom overlooks the lake and has a 2 pc ensuite. The lakefront area is pure fun with a slide for the kids, lots of dock space and a large decked area to enjoy the view. There is good water depth for jumping and diving and the shoreline is very clean. You can enjoy sun on the dock for almost the entire day. A dryland boathouse has been repurposed into a family living space where the kids can play games or the entire family can relax together. A single detached garage has a loft above for extra sleeping and storage space. The cottagers on this bay treasure their privacy so tackling a winding, bumpy cottage road doesn't slow them down a bit and they wouldn't change it. It's only 1.5 km in length but you need the clearance and AWD of an SUV. However, there is potential for an easier route to the cottage that could be developed. You're only 10 minutes from the Village of Dorset and because vehicles can't speed it's safe for kids and pets. The cottage is fully winterized. (id:57975)

Algonquin Highlands, Ontario

Welcome to your private waterfront retreat on beautiful Lower Fletcher Lake, located just 15 minutes from Dorset. This peaceful and tranquil property offers close to 295 feet of pristine shoreline, next to crown land as well, with highly sought-after western exposure, delivering breathtaking sunset views night after night. Nestled close to the water's edge and surrounded by nature, this property provides exceptional privacy and the perfect cottage lifestyle.The 4-bedroom year-round cottage or home features a warm and inviting pine interior, with the living room and kitchen both overlooking the lake. Step outside to an expansive deck system designed for entertaining and relaxation, complete with a large dock and a charming gazebo offering stunning water views. Deep off the dock and great for swimming. Beautiful gardens and a fenced dog run add to the property's appeal. Enjoy year-round municipal road access, a paved driveway, and a detached 2-car garage. The property is well-equipped with a drilled well, septic system, propane furnace, and additional heat sources for comfortable four-season use. Located near extensive crown land and recreational trails, this is an ideal getaway for outdoor enthusiasts seeking boating, hiking, ATVing, snowmobiling, and endless exploration right from your doorstep. (id:57975)

Lake Of Bays, Ontario

This over-7-acre property offers an affordable opportunity to get into Muskoka and create your own retreat, weekend getaway, or future vision, just minutes from Baysville. The existing 1.5-storey structure features a wood exterior, fireplace, garage, and garden shed, offering a rustic starting point for buyers looking for a basic Muskoka escape or a property with potential to explore future redevelopment (subject to zoning, permits, approvals, and buyer due diligence). Enjoy privacy, space, a quick trip into Baysville for supplies and amenities, plus nearby water access, trails, and local attractions. A quick closing can be accommodated. A great chance to secure a piece of Muskoka and begin creating your own family traditions. (id:57975)

Lake Of Bays, Ontario

Enjoy the carefree Muskoka lifestyle at Landscapes on beautiful Lake of Bays. Villa 4, Week 1 offers a spacious 2-bedroom, 3-bathroom villa with a den and inviting sunroom-plenty of room for family and friends to relax and enjoy your time at the lake. As a Week 1 owner, you have the added potential to enjoy two weeks in a row, creating an extended Muskoka getaway without the hassle of traditional cottage ownership. Landscapes offers an exceptional collection of amenities, including waterfront, sandy beaches, swimming pool and hot tub, tennis court, clubhouse, fitness facilities, fire pits and more. Spend your days on the water, enjoy the many recreational activities, or simply relax and take in the beauty of Muskoka. Best of all, you can walk to the charming village of Baysville and enjoy all the small-town Muskoka has to offer, including the library, local shops, restaurants, brewery and other community amenities. For even more adventure, you are just a short drive to Bracebridge, Huntsville and Algonquin Park. And when it comes to exploring the water, Lake of Bays offers approximately 18 miles of boating and 365 miles of shoreline to discover. A wonderful opportunity to own your own time in Muskoka-with the convenience and carefree lifestyle of fractional ownership. This unit is pet friendly so bring your best buddy along. Remaining weeks for 2026 are Nov.8th and Dec 27th. 2026 fees $6, Pet Friendly unit (id:57975)

Huntsville, Ontario

Welcome to an exceptional Muskoka waterfront property set on 5 acres of beautifully treed grounds with a park-like setting & 234 feet of frontage on Peninsula Lake. A winding driveway creates an impressive approach to this spacious & private home. A granite walkway & steps lead to the front porch and welcoming entrance. Inside, the impressive living room features vaulted ceilings, a wall of windows overlooking the grounds and lake, & a granite fireplace. There is ample space for a dining table, while an adjoining sunroom provides space to relax and enjoy. The kitchen offers an abundance of cabinetry and counter space. A generous breakfast/dining area features large picture windows overlooking the deck and lake. The deck stretches along the front of the home with views of the grounds & waterfront. The main-floor primary suite includes a walk-in closet & private ensuite. Also on this level; a office/den, a 2-piece bathroom, laundry room & access to the attached garage. The upper level provides 3 additional bedrooms, full bathroom & a recreational area that could serve as a children's playroom, office or TV room. The lower level adds even more living and entertaining space with a large recreation room featuring a fireplace, an additional bedroom, full bathroom, wet bar, wine storage area, and a generous storage area with exterior access. Outside, a trail winds down to the lake, where you'll find a large recreational area and an older dock, with boat port. Peninsula Lake is part of a 40-mile boating system, allowing you to boat directly into downtown Huntsville. Deerhurst Resort is minutes away, offering 2 golf courses & restaurants. Additional features include a drilled well, backup generator, forced-air heat pump for heating and cooling, & an impressive heated detached triple-car garage measuring approximately 1,200 sq. ft. This is a rare opportunity to enjoy the space, privacy and natural beauty of a true Muskoka estate. This is an estate sale & is offered "as is" (id:57975)

Lake Of Bays, Ontario

Enjoy a wonderful summer getaway at Landscapes on beautiful Lake of Bays! Villa 12 is an end unit offering lots of windows, great water views and Week 9-a highly desirable summer week to enjoy all that Muskoka has to offer. This spacious villa provides the perfect setting for relaxing, entertaining and making lasting family memories. Spend your days by the lake, take a dip in the pool, enjoy the many resort amenities, or simply relax and take in the beautiful surroundings. The location is ideal for exploring Muskoka, with Huntsville just a short drive away for shopping, dining, golf and year-round activities. For outdoor enthusiasts, Algonquin Park is also within easy reach, offering endless opportunities for hiking, paddling, wildlife viewing and exploring. Landscapes offers a carefree vacation lifestyle with beautiful grounds, waterfront, beaches and activities for all ages. With its desirable end-unit location, great water views and sought-after summer Week 9, Villa 12 is a wonderful opportunity to enjoy Muskoka without the work and upkeep of traditional cottage ownership. Remaining 2026 weeks are Nov 6, and Dec 18. This unit is pet free. One time yearly fees $6,175.00 plus Hst included everything but your food. Friday Changeover day. (id:57975)

Lake Of Bays, Ontario

Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income. (id:57975)