Cottages & Homes in Lake of Bays, Muskoka for Sale

Welcome to the Lake of Bays listing pages- browse the listings of Lake of Bays cottages and homes for sale.  The Township of Lake of Bays is named after “Lake of Bays” lake which is located within its boarders. The Township is located within the District of Muskoka and is comprised of four hamlets:  Dorset, Dwight, Baysville and Hillside.  Lake of Bays is known for its natural beauty, charming hamlets and recreational opportunities. It is a vibrant four-season community, with 100 lakes to explore!  The town offices for Lake of Bays is located just off of Highway 60 in Dwight.

The Lake of Bays is the fourth largest lake in Muskoka with nearly 170 km of shoreline.  Home to many year round residents and Lake of Bays cottagers,  the lake has a maximum depth of 70 metres, with a surface area of approximately 6780 hectares.  Water levels are controlled by an MNR owned and operated dam in Baysville.  There are several public boat launches on the lake- South Portage Rd, Dwight Beach Road, Rabbits Bay, Dorset, and Old HWY 117 to name a few.  The lake is also home to several marinas.  With beautiful water perfect for swimming, canoeing, kayaking, boating, waterskiing, tubing and even fishing, you will find something to love about Lake of Bays.

When you see a Lake of Bays cottage or home of interest, please contact us to book your showing.  We would be happy to help you find your perfect Lake of Bays property.   Looking for more information on Lake of Bays?  Visit our About Lake of Bays page for more information on the Lake and the community.   Jennifer@jenniferparker.ca or call/text 705-349-0054

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For sale
$29,000
118-10 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

118-10 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 sqft
For sale
$39,000
107-3 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

107-3 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan) (id:57975)

2 Bedroom 2 Bathroom 900 - 999 sqft
For sale
$49,900
116-10 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

116-10 - 1052 Rat Bay Road

Lake Of Bays, Ontario

This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 sqft
For sale
$78,900
112-8 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

112-8 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 112 Meadowvale THREE BEDROOM cottage is one of the nicest at the resort and has a lovely view of the lake. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 112 Meadowvale, Week 8. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee for each owner for the 112 Meadowvale in 2026 is $5,561.06 + HST. Core Week 8 starts on Saturday, August 15 in 2026. The remaining weeks in 2026 start on Feb 14, May 23, Oct 10, and Dec 5, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke free. Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world. Note that the interior photos are for a similar cottage but the exterior photos are for 112. (id:57975)

3 Bedroom 2 Bathroom 1,200 - 1,399 sqft
For sale
$13,000
105-10 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

105-10 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a timeshare; you actually own a share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval for five weeks per year including one fixed core summer week plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 105 Deerview. Week 10 is the "core week" or fixed week for this unit. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview in 2026 is $4,629 + HST. Core week in 2026 starts Saturday, August 29, 2026. Remaining weeks in 2026 for this unit start on February 28, June 6, October 24, December 19/2026. All cottages are PET-FREE and Smoke-free. There is no HST for resale units. This is an amazing trouble-free way to enjoy cottage life in Muskoka. Everything is taken care of for you. All you need to do is enjoy being here and there is so much to do. Hidden Valley skiing, Arrowhead Park, Algonquin Park, world class golf, and fantastic facilities at Blue Water Acres. (id:57975)

2 Bedroom 1 Bathroom 500 - 599 sqft
For sale
$1,225,000
2391 LIMBERLOST ROAD, Lake of Bays, Ontario

2391 Limberlost Road

Lake Of Bays, Ontario

First time offered in over 30 years on desirable Dotty Lake! This is where memories are quietly layered, year after year. Nestled on approx 1.6 acres with a sweeping shoreline, the park like setting embraces the lake, creating a natural stretch of waterfront that feels entirely your own. A shallow, sandy entry invites long summer afternoons at the water's edge where little ones build sand castles, while deeper water off the dock is where cannon balls and laughter carry across the lake. A game of bocce is on the lawn, wet towels hang over the deck railing, flip flops pile up by the door. You've lost all track of time...and that's the point. This 4 season address invites you back in time to what cottaging used to feel like. Inside, it carries that same easy rhythm. A stone fireplace anchors the living room, while large windows keep the lake in purview. The Muskoka Room quickly becomes the heart of your days. With four bedrooms and a den, there's flexibility for you, your family and friends. The second level offers an independent space where extended family or guests can settle in comfortably on their own. A detached garage and workshop sit just beyond, ready to store your boat, lakeside gear and winter toys. Set on a year-round municipal road, access remains simple no matter the season. Dotty Lake is known for its calm, Algonquin-like setting - where nature feels untouched and the pace stays unhurried. Nearby, Limberlost Forest and Wildlife Reserve offers endless hiking, while snowmobile trails connect you to winter's magical season right from your doorstep. And when you're ready for an ice cream treat, new Muskoka Bear Wear cozies or a dinner reservation, you're just 25 min to Downtown Huntsville. Places like this tend to stay in the same hands for decades. And this one has. Held and cared for over three decades, it's ready for its next chapter. (id:57975)

4 Bedroom 3 Bathroom 2,000 - 2,500 sqft
For sale
$3,999,995
30 BIGWIN ISLAND, Lake of Bays, Ontario

30 Bigwin Island

Lake Of Bays, Ontario

Discover luxury living on Lake of Bays with the prestigious Bigwin Island Waterfront Community and its exclusive, SOLD OUT Private Golf Club. This exceptional 2,700 sq ft custom-built home by SML, complemented by an additional 600 sq ft of sun-drenched deck space, redefines elegance. Featuring 4 bedrooms, 3 bathrooms, and a luxurious Muskoka Room, this residence promises an unmatched retreat. Savor summer evenings on the expansive deck, gather around the campfire, or enjoy waterfront vistas from your private dock. This four-season sanctuary offers unparalleled delight. The 440 sq ft attached garage provides ample storage or the potential to add a 5th bedroom and 4th bathroom, enhancing the home's versatility. Membership in this exclusive waterfront retreat offers a tranquil lifestyle enriched by expert property management and maintenance services. Enjoy leisurely pursuits with access to fine dining, golf, tennis, and a range of resort-style amenities. Benefit from concierge services including dock-to-dock shuttles and boat valet, ensuring effortless enjoyment. An Equity Membership to the esteemed Bigwin Island Golf Club is available for purchase with this property, providing access to a club designed for all ages and skill levels. Seize the opportunity to elevate your lifestyle amidst the allure of Bigwin Island. Additionally, the adjacent vacant lot to the west is available for purchase -- set on a stunning point with over 720 feet of water frontage and 1.73 acres of pristine land offering panoramic 180-degree views. Just 2.5 hours from Toronto, this lake home offers both an active lifestyle and a peaceful retreat. Embrace the chance to make it yours. (id:57975)

4 Bedroom 2 Bathroom 2,500 - 3,000 sqft
For sale
$3,000,000
1092 MAIN STREET, Lake of Bays, Ontario

1092 Main Street

Lake Of Bays, Ontario

Rare commercial waterfront opportunity on Lake of Bays. Located in the heart of Dorset, this property offers approximately 483 feet of west-facing frontage on Trading Bay. Commercial zoning, deep water, and existing marina infrastructure create exceptional potential for redevelopment or long-term investment. The site has historically operated as a marina and waterfront service hub and includes an existing fuel pump, docking infrastructure with potential for up to 30 boat slips (subject to approvals), a commercial building suitable for future business use, and a log cabin footprint offering additional flexibility, subject to municipal approvals. With excellent exposure from both Main Street and the water, walkable access to village amenities, and stunning sunset views, 1092 Main Street represents a rare chance to acquire a high-profile commercial waterfront property on one of Muskoka's most prestigious lakes. ** This is a linked property.** (id:57975)

2 Bathroom 700 - 1,100 sqft
For sale
$179,000
1045 NORTH PINE DRIVE, Lake of Bays, Ontario

1045 North Pine Drive

Lake Of Bays, Ontario

Nestled in a peaceful setting just minutes from both Chub Lake and Paint Lake, this beautiful approximately 11-acre parcel offers the perfect opportunity to create your own Muskoka retreat. Ideally located just a short drive to the village of Dorset for shopping, dining, and everyday conveniences, this property combines privacy with accessibility. Enjoy the lovely view of the lake across Paint Lake Road, adding to the natural charm of the setting. A driveway is already installed off Paint Lake Road, providing easy access into the property, and an additional small cleared area off North Pine Drive offers flexibility for future plans. With mature trees, natural surroundings, and plenty of space to explore, this property is an excellent opportunity to build your dream home, getaway, or recreational retreat in a desirable location. (id:57975)

For sale
$2,149,000
1090 LAWSON ROAD, Lake of Bays, Ontario

1090 Lawson Road

Lake Of Bays, Ontario

Set on over 2 acres, this Princess Margaret Grand Prize Cottage, constructed in 2021, has since been enhanced with nearly $500,000 in upgrades and improvements, transforming this stunning Echo Lake retreat into an exceptional waterfront escape in the heart of Muskoka. From the breathtaking landscaped gardens, paved driveway, armour stonework, stone walkways, covered Sunrise 6-person hot tub to the solar landscape lighting walkway to lake. Every inch of this property has been thoughtfully designed and meticulously maintained. Beautifully decorated throughout with the signature style and quality the Princess Margaret homes are known for. When you walk through the front door, the first thing you'll notice is the stunning vaulted ceiling that immediately creates an airy, open concept feel and perfectly compliments the cottages' warm Muskoka charm. Enjoy peace of mind with year round municipal road access, a drilled well, monitored alarm system, and a 22 kW backup generator so you never have to worry about power outages. The main level features a bright eat-in kitchen and dining area and an inviting living room with a propane fireplace. Also on this level are two spacious bedrooms, a 4-piece bath, and a spectacular Muskoka room with floor-to-ceiling windows overlooking the lake, offering breathtaking waterfront views year-round. Upstairs, the private primary suite offers a large 3 pc. ensuite bathroom, while the loft area provides the perfect office, reading nook, or relaxing lounge space. Additional features include two sea cans for exceptional storage, one insulated and both with hydro. An added bonus is the included 1.6-acre back lot, offering endless possibilities for future use. Perfectly located for outdoor enthusiasts, this property is close to snowmobile and ATV trails and just minutes from the quaint village of Baysville. Baysville Marina on the Lake of Bays is only an 8-minute drive away. List of improvements attached. (id:57975)

4 Bedroom 3 Bathroom 1,100 - 1,500 sqft
For sale
$1,275,000
1013 GOODLIFE LANE, Algonquin Highlands, Ontario

1013 Goodlife Lane

Algonquin Highlands, Ontario

Less than a year old and located just 7 minutes from Dorset, this exceptional waterfront property offers modern comfort, thoughtful design, and year-round enjoyment, all within two hours of Toronto.Set on just under an acre of beautifully landscaped, level land, the property features 125 feet of pristine shoreline, year-round road access, and a setting designed to make the most of every season.Inside, you'll find a bright open-concept layout with 9-foot ceilings, quality finishes, and plenty of space for family and guests. Offering 5 bedrooms and 2.5 bathrooms, the home is centered around a stunning kitchen that flows seamlessly into the living and dining areas, making it ideal for entertaining. Upstairs, an additional living room and games room provide extra space to relax while enjoying views of the water. The primary suite features a walk-in closet and private ensuite.Step outside and enjoy everything waterfront living has to offer. The expansive covered L-shaped deck is the perfect place for morning coffee, rainy afternoons, or evening sunsets. A 36-foot dock is ready for boating, swimming, and paddling, while the sandy waterfront area, volleyball court, fire pit, and lawn create endless opportunities for outdoor fun. A bunkie with power provides additional space for guests.Additional features include a drilled well, septic system, on-demand hot water, central air conditioning, high-efficiency propane furnace, Generac generator, iron and UV filtration systems, 200-amp electrical service, and ample parking .Outdoor enthusiasts will appreciate being just minutes from ATV trails, cross-country ski trails, hiking routes, parks, scenic lookouts, and local attractions. Whether you're looking for a year-round waterfront home, a family retreat, or an investment opportunity, this property offers an exceptional opportunity to enjoy cottage country living at its best. (id:57975)

5 Bedroom 3 Bathroom 2,000 - 2,500 sqft
For sale
$1,100,000
375 HARP LAKE ROAD, Huntsville, Ontario

375 Harp Lake Road

Huntsville, Ontario

Escape to the serenity of waterfront living in this charming 4-season cottage retreat with 5 bedrooms and 2 bathrooms. Nestled along the shoreline with breathtaking views, this inviting property offers the perfect blend of comfort, privacy, and natural beauty. Walk though the front door and take in the breathtaking floor-to-ceiling windows and vaulted ceilings. Step outside to your private deck, relax by the shallow water's edge, or spend the day boating, swimming, and making memories with family and friends. Whether you're seeking a peaceful getaway or the ultimate four-season escape, this waterfront gem delivers the lifestyle you've been dreaming of. Close to $50k in upgrades and updates have been made to provide you with worry-free recreational living (new roof, insulation, water purification to name a few). This property is minutes to Hidden Valley Skiing, Deerhurst Resort, golf courses, trails and only 10 minutes to downtown Huntsville. (id:57975)

5 Bedroom 3 Bathroom 700 - 1,100 sqft