Cottages & Homes in Lake of Bays, Muskoka for Sale

Welcome to the Lake of Bays listing pages- browse the listings of Lake of Bays cottages and homes for sale.  The Township of Lake of Bays is named after “Lake of Bays” lake which is located within its boarders. The Township is located within the District of Muskoka and is comprised of four hamlets:  Dorset, Dwight, Baysville and Hillside.  Lake of Bays is known for its natural beauty, charming hamlets and recreational opportunities. It is a vibrant four-season community, with 100 lakes to explore!  The town offices for Lake of Bays is located just off of Highway 60 in Dwight.

The Lake of Bays is the fourth largest lake in Muskoka with nearly 170 km of shoreline.  Home to many year round residents and Lake of Bays cottagers,  the lake has a maximum depth of 70 metres, with a surface area of approximately 6780 hectares.  Water levels are controlled by an MNR owned and operated dam in Baysville.  There are several public boat launches on the lake- South Portage Rd, Dwight Beach Road, Rabbits Bay, Dorset, and Old HWY 117 to name a few.  The lake is also home to several marinas.  With beautiful water perfect for swimming, canoeing, kayaking, boating, waterskiing, tubing and even fishing, you will find something to love about Lake of Bays.

When you see a Lake of Bays cottage or home of interest, please contact us to book your showing.  We would be happy to help you find your perfect Lake of Bays property.   Looking for more information on Lake of Bays?  Visit our About Lake of Bays page for more information on the Lake and the community.   Jennifer@jenniferparker.ca or call/text 705-349-0054

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For rent
$3,418 Weekly
1972 LIMBERLOST ROAD, Lake of Bays, Ontario

1972 Limberlost Road

Lake Of Bays, Ontario

HOT TUB. PRICE IS PER WEEK. Short-Term Vacation Rental Property. Stay @ THE GINGER in the summer of 2026. Vacation in Muskoka, Ontario's Cottage Country. Experience Huntsville, a vibrant downtown with lake activities. Stay at this completely outfitted 3-bedroom, 2-bath cabin with a large hot tub. It is 5 minutes from the LIMBERLOST Reserve, Beach, and Lake, with over 70 km of trails open from 9 am to 5 pm. This pretty cabin is also 10 minutes to Hidden Valley Highlands Ski and Mountain Bike Area; Tally Ho Boat Launch is close by and public. Dine in Huntsville, a 20-minute drive to Arrowhead Provincial Park and 30 Minutes to Algonquin Provincial Park West Gate. The private backyard has a large fire pit, and the hot tub is yours exclusively. We welcome up to 5 guests. The Ginger is registered as a Lake of Bays Short-Term Rental property. The owner occupies the basement suite. The driveway is shared, and your entrance is private. There is a ring security camera at the front door. The electronic Door Code is released to guests at 3 pm for easy check-in. All occupants must be registered before check-in. Compare this listing with a Deerhurst three-bedroom unit, which is over $800 a night. (id:57975)

3 Bedroom 2 Bathroom 1,500 - 2,000 ft2
For sale
$129,900
V 14 W 3 - 1020 BIRCH GLEN ROAD, Lake of Bays, Ontario

V 14 W 3 - 1020 Birch Glen Road

Lake Of Bays, Ontario

LANDSCAPES is a luxury fractional ownership resort located in Baysville, the gateway to Lake of Bays, Muskoka's second-largest lake. This is your chance to enjoy five weeks each year in VILLA 14, one of the few pet-friendly, three-bedroom plus den villas available. Your fixed Summer Week #3 begins this year on July 10th, 2026 an ideal time to experience Muskoka at its very best. In addition to this prime summer week, you'll have four more fixed weeks throughout the year, along with one floating week that you choose each fall, allowing you to enjoy all four seasons in this stunning location. VILLA 14 is thoughtfully designed for luxurious comfort and year-round enjoyment. It features three spacious bedrooms plus a den, three full bathrooms, a gourmet chefs kitchen, a large open-concept living and dining area, two fireplaces, and hardwood flooring in the main living spaces. The upper-level master suite includes a four-piece ensuite, a second fireplace, and a private deck with views over the lake. A full laundry area is also included for your convenience. The resort offers exceptional amenities that appeal to the whole family. These include a two-storey boathouse, an inground pool, a well-appointed clubhouse with a library and exercise room, hot tub, firepit, and barbecue areas. With over 1,000 feet of shoreline, two sandy beaches, and 19 acres of landscaped grounds with walking trails, you can choose to mingle with fellow owners or enjoy peaceful solitude. A short stroll brings you into Baysville, a delightful Muskoka village, while Huntsville and Bracebridge are both just a 20-minute drive away. September 26th, 2025. Your 2026 usage weeks include January 30th, March 13th, June 19th July 10th (your fixed Summer Week), and October 2nd. .Annual fees for 2025 are $6,275 plus HST. (id:57975)

3 Bedroom 3 Bathroom 2,000 - 2,500 ft2
For sale
$42,500
118-3 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

118-3 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 3 for this cottage starts on July 10, 2026. Weeks for 2026 will start on January 9, March 20, April 17, July 10 (core week), and September 4. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 ft2
For sale
$255,000
LOT 5 FAIRY FALLS ROAD, Lake of Bays, Ontario

Lot 5 Fairy Falls Road

Lake Of Bays, Ontario

Imagine a serene canvas awaiting you in Baysville - a 5 acre dreamscape on a quiet, dead end, street. This\r\nnewly created vacant lot, embraced by nature, beckons with possibilities with Rural Residential zoning. With a\r\ndriveway carved through whispering pines, it's steps from town comforts - a beach, parks, boat launch, gas\r\nstation and snow mobile trails. New fiber optics have been installed on the road, promising modern ease.\r\nIdeal for a tranquil retreat just 20 minutes from Huntsville or Bracebridge. Driveway has a permit and is\r\ninstalled. Hydro at the road. A superb location. HST in addition to sales price. Value added with permitted driveway into cleared building site. Vendor Take Back (VTB) available. (id:57975)

For sale
$34,500
108-8 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

108-8 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own. (id:57975)

2 Bedroom 1 Bathroom 900 - 999 ft2
For sale
$16,500
1052 RAT BAY 102-1 ROAD, Lake of Bays, Ontario

1052 Rat Bay 102-1 Road

Lake Of Bays, Ontario

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 102 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 102 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free. (id:57975)

2 Bedroom 1 Bathroom 600 - 699 ft2
For sale
$51,000
116-2 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

116-2 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 ft2
For sale
$38,900
1052 RAT BAY RD 109-7 ROAD, Lake of Bays, Ontario

1052 Rat Bay Rd 109-7 Road

Lake Of Bays, Ontario

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 ft2
For sale
$16,000
1052 RAT BAY 105-8 ROAD, Lake of Bays, Ontario

1052 Rat Bay 105-8 Road

Lake Of Bays, Ontario

Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an actual legal interest in the property itself. Owning a 1/10th share gives you five weeks a year to use the cottage. One of the weeks is the core week/fixed week. For this fractional in Deerview cottage the core/fixed week is Week 8. In 2026 that week starts on Saturday, August 15/26. The remaining 4 weeks in 2026 start on Feb 14, May 23, Aug 15, Oct 10, Dec 5/26. These weeks change every year except the core summer week (in this case Week 8) which stays the same. Turnover day is on Saturday. All cottages are pet-free and smoke/vape free. You can rent out your fractional weeks yourself or through Blue Water Acresl, or deposit them into Interval International which would allow you to trade weeks for other resorts all over the world. It's an exceptional opportunity to travel and also to enjoy ownership in Muskoka. Maintenance fees are paid by each owner in the autumn for the following year. The fees for this cottage for 2026 are $4,629 + HST. Note that there is NO HST on the purchase price. Blue Water Acres offers lots of amenities including an indoor swimming pool, beautiful sand beach with 300 ft frontage on Lake of Bays, whirlpool, sauna, games room, fitness room, tennis court, playground, walking trails and more. (id:57975)

2 Bedroom 1 Bathroom 600 - 699 ft2