Cottages & Homes in Lake of Bays, Muskoka for Sale

Welcome to the Lake of Bays listing pages- browse the listings of Lake of Bays cottages and homes for sale.  The Township of Lake of Bays is named after “Lake of Bays” lake which is located within its boarders. The Township is located within the District of Muskoka and is comprised of four hamlets:  Dorset, Dwight, Baysville and Hillside.  Lake of Bays is known for its natural beauty, charming hamlets and recreational opportunities. It is a vibrant four-season community, with 100 lakes to explore!  The town offices for Lake of Bays is located just off of Highway 60 in Dwight.

The Lake of Bays is the fourth largest lake in Muskoka with nearly 170 km of shoreline.  Home to many year round residents and Lake of Bays cottagers,  the lake has a maximum depth of 70 metres, with a surface area of approximately 6780 hectares.  Water levels are controlled by an MNR owned and operated dam in Baysville.  There are several public boat launches on the lake- South Portage Rd, Dwight Beach Road, Rabbits Bay, Dorset, and Old HWY 117 to name a few.  The lake is also home to several marinas.  With beautiful water perfect for swimming, canoeing, kayaking, boating, waterskiing, tubing and even fishing, you will find something to love about Lake of Bays.

When you see a Lake of Bays cottage or home of interest, please contact us to book your showing.  We would be happy to help you find your perfect Lake of Bays property.   Looking for more information on Lake of Bays?  Visit our About Lake of Bays page for more information on the Lake and the community.   Jennifer@jenniferparker.ca or call/text 705-349-0054

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For sale
$51,000
116-2 - 1052 RAT BAY ROAD, Lake of Bays, Ontario

116-2 - 1052 Rat Bay Road

Lake Of Bays, Ontario

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 ft2
For sale
$38,900
1052 RAT BAY RD 109-7 ROAD, Lake of Bays, Ontario

1052 Rat Bay Rd 109-7 Road

Lake Of Bays, Ontario

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes. (id:57975)

2 Bedroom 2 Bathroom 900 - 999 ft2
For sale
$16,000
1052 RAT BAY 105-8 ROAD, Lake of Bays, Ontario

1052 Rat Bay 105-8 Road

Lake Of Bays, Ontario

Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an actual legal interest in the property itself. Owning a 1/10th share gives you five weeks a year to use the cottage. One of the weeks is the core week/fixed week. For this fractional in Deerview cottage the core/fixed week is Week 8. In 2026 that week starts on Saturday, August 15/26. The remaining 4 weeks in 2026 start on Feb 14, May 23, Aug 15, Oct 10, Dec 5/26. These weeks change every year except the core summer week (in this case Week 8) which stays the same. Turnover day is on Saturday. All cottages are pet-free and smoke/vape free. You can rent out your fractional weeks yourself or through Blue Water Acresl, or deposit them into Interval International which would allow you to trade weeks for other resorts all over the world. It's an exceptional opportunity to travel and also to enjoy ownership in Muskoka. Maintenance fees are paid by each owner in the autumn for the following year. The fees for this cottage for 2026 are $4,629 + HST. Note that there is NO HST on the purchase price. Blue Water Acres offers lots of amenities including an indoor swimming pool, beautiful sand beach with 300 ft frontage on Lake of Bays, whirlpool, sauna, games room, fitness room, tennis court, playground, walking trails and more. (id:57975)

2 Bedroom 1 Bathroom 600 - 699 ft2